1. Acceptance of Institutional Terms

By accessing the PayQuanta payment layer or utilizing our white-label infrastructure, you ("The Client") agree to be bound by these Terms of Service. These terms constitute a legally binding agreement between you and PayQuanta regarding the use of our proprietary fintech software.

2. Software Licensing and Usage

PayQuanta grants the Client a non-exclusive, non-transferable, revocable license to access our payment orchestration tools. The Client agrees not to:

• Reverse engineer or attempt to extract the source code of the PayQuanta infrastructure.
• Use the platform for any illicit financial activities or in violation of VASP regulations.
• Circumvent any security protocols or "Risk Logic" parameters set by the Company.

3. Limitation of Liability

PayQuanta acts solely as a technical infrastructure provider. To the maximum extent permitted by law, PayQuanta shall not be liable for any indirect, incidental, or consequential damages resulting from:

• Fluctuations in currency or digital asset valuations.
• Service interruptions caused by third-party liquidity providers or network congestion.
• The failure of the Client to maintain PCI-DSS compliance on their respective front-end environments.

4. Security and Maintenance

While PayQuanta maintains PCI-DSS v4.0 compliance for its core infrastructure, the Client is responsible for securing their unique API credentials and dashboard access. PayQuanta reserves the right to suspend access if suspicious activity is detected by our real-time fraud monitoring systems.

5. Governing Law

These terms shall be governed by and construed in accordance with the laws of nited Kingdom and applicable EU financial directives. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the competent courts in the registered territory of the Company.