High-risk payment gateway solutions by PayQuanta support global merchants, PSPs, FX brokers and complex verticals.

About PayQuanta

High-risk payment gateway for worldwide, cross-border businesses.

High-risk payment gateway solutions by PayQuanta support PSPs, FX brokers and global merchants with compliant, multi-rail payment flows across worldwide markets. As a result, businesses gain more stability, clearer reporting and long-term banking compatibility from day one.

Multi-rail payment routing · Cards · APMs · bank · crypto* · Cross-border payment solutions · High-risk & complex verticals

High-risk payment gateway in the global payment ecosystem.

We sit between merchants, PSPs, FX and trading companies, EMIs, banks and crypto service providers. Consequently, we help ensure that payment flows, responsibilities and expectations are clearly defined for everyone involved.

High-risk payment gateway technology layer

A single technical layer over multiple acquirers, processors and payment methods, with routing tuned to real-world constraints.

Cards, APMs, bank transfers and crypto* payment processing
Routing by country, currency, BIN and risk profile
Fallback logic and resilience across providers and PSP routing paths

Operational backbone

Tools and processes that help finance, reconciliation, operations and risk teams run the payment business day by day.

Merchant and sub-merchant structures for complex setups
Settlement, fee and reserve configurations for multi-rail routing
Exportable reporting for audit, finance and compliance teams

Solution designer

Advisory and hands-on work when positioning payment flows with banks, EMIs and crypto partners, especially in complex or high-risk verticals.

Realistic use-case and country mapping for cross-border payments
Support preparing materials for partners and internal committees
Iterative adjustments as your business and payment flows evolve

High-risk payment gateway architecture: how we design it.

Our starting point is not “what can we plug in technically?” but rather “what will your banks, EMIs, schemes and regulators accept over time in a compliant payment setup?”. Therefore, every design choice reflects long-term operational reality and risk appetite.

Counterparty first

We design payment flows so that banks, EMIs, PSPs and other partners can clearly understand the business model, risk controls and responsibilities – supporting long-term banking relationships.

Operational reality

We consider who reconciles, who monitors risk, who responds to chargebacks and which teams need which reports – then build your payment gateway solution accordingly.

Long-term relationships

Our goal is not a quick workaround, but an arrangement you can discuss with partners in risk, compliance, treasury and finance with confidence – a payment architecture that can scale and stay compliant.

High-risk payment gateway clients we work with worldwide.

PayQuanta works with institutions and businesses across regions where cross-border flows, complex verticals and regulatory scrutiny are part of daily life. Consequently, choosing the right high-risk payment gateway helps these businesses operate with more stability and fewer surprises.

Payment service providers (PSPs)
FX & trading companies
Brokers & investment platforms
Payment-intensive merchants & marketplaces
EMIs & payment institutions
Advisors, consultants & referral partners
Businesses in high-risk or niche verticals

High-risk payment gateway: how we work with clients.

We prefer clear communication, realistic expectations and documented payment flows. Moreover, we deliberately avoid promises that cannot be sustained in front of your partners, regulators or banks.

Transparent & pragmatic

We are direct about what can be achieved given your verticals, countries and counterparties. If something is not realistic, we say so early.

Clear communication with all stakeholder groups
Documentation your teams and PSPs can actually use
Iterative improvements instead of big surprises in production

Relationship-driven

We see ourselves as a long-term payment partner, not just a technical vendor. Our work is measured by the strength of your relationships with banks, EMIs, PSPs and merchants.

Respect for partner risk appetite and constraints
Support for internal committees and decision makers
Focus on stability and scalability, not just speed of integration

High-risk payment gateway leadership team in global payments & fintech.

PayQuanta is led by operators who have built and scaled real-world payment infrastructures — not theory. Furthermore, this experience across PSPs, FX and high-risk environments guides every implementation decision we make.

Azriel Sandberg

Founder & Chief Executive Officer, PayQuanta

Azriel has more than a decade of experience structuring complex payment flows across trading, FX, high-risk verticals and online platforms. He has built multi-rail architectures combining card acquiring, local APMs, banking rails and crypto in ways acceptable to PSPs, EMIs and financial institutions. His specialty is taking fragmented payment setups and turning them into governed, scalable systems that banks can understand.

Multi-rail architecture & routing logic for cross-border payments
Bank/EMI relationship management & onboarding
Cross-border merchant flows in complex and high-risk verticals
Operational workflows for treasury, risk & finance teams

Institutional Advisors & Partners

Banking · EMI · Compliance · Technology

PayQuanta works with consultants, PSPs, EMIs, liquidity providers and operational specialists in Europe, MENA, LATAM and APAC. These partnerships provide realistic access to rails, counterparties and regulatory expectations — allowing merchants and PSPs to scale with clarity, not improvisation.

Due-diligence support and onboarding preparation
Jurisdiction & vertical positioning for payment flows
Compliance narratives and risk alignment for high-risk payments
Step-by-step go-live operations and PSP integration support

High-risk payment gateway regulatory & compliance framework (VASP, FCIS, Lithuania).

Regulatory framework. QUANTA SOFT Ltd solutions, including the PayQuanta worldwide payment gateway, are powered in cooperation with Valenda UAB, a company registered in Lithuania and regulated by the Financial Crime Investigation Service (FCIS) as a Virtual Asset Service Provider (VASP). In addition, this partnership ensures that crypto-fiat flows are aligned with clear regulatory expectations. .Under this regulatory status, Valenda UAB is authorised to provide services involving the exchange of virtual assets (cryptocurrencies) against fiat currencies, ensuring secure and compliant transaction processing. The exact scope of services available to you depends on your corporate profile, jurisdiction and risk assessment. For more details on specific payment gateway solutions, settlement structures or crypto-fiat flows, please contact us.

Learn more about our high-risk payment gateway solutions.

To see how these principles translate into concrete PSP routing, multi-rail payment setups and cross-border payment flows, explore our payment solutions or talk to our team. For example, we can walk you through specific use cases for your vertical and countries. Finally, for broader market context, you can also follow fintech industry news.

High-Risk Payment Gateway | About PayQuanta