Your own payment gateway, live in weeks
PCI-DSS Level 1 certified, fully managed, and built to scale. We provide the banking rails; you provide the brand — and keep the margin.
Three phases from API to revenue
Our platform is the invisible infrastructure. You stay on sales and the client relationship; we carry the orchestration complexity.
Integrate
Connect our RESTful API to your platform in days. Simple documentation, and no infrastructure maintenance on your side.
Customise
Your URL, your logo, your brand colours. We provide the engine; you own the car. Your merchants never see the PayQuanta name.
Monetise
Turn payments into a revenue line. Set your own buy rates for your merchants and keep the markup.
Transparent, flat-rate access
For start-ups launching a first gateway.
- 0.1 cent per transaction
- Standard support
- Core API access
For scaling fintechs that need better margins.
- 0.075 cent per transaction
- Priority support
- Advanced analytics
Volume-based, for high-transaction platforms.
- 0.05 cent per transaction
- Custom integration
- Dedicated account manager
The reality of building it yourself
Why platforms that could build this choose not to.
| Decision factor | Building in-house | PayQuanta white label | Business impact |
|---|---|---|---|
| Upfront cost | $150k-$500k+ in developer salaries | Low setup fee | Capital stays available for growth. |
| Time to market | 9-14 months | 4-6 weeks | Revenue a year sooner. |
| Compliance | Annual PCI audits, $150k+ | Inherited certification | Regulatory burden moves off your balance sheet. |
| Maintenance | Three or more full-time engineers | Fully managed | Engineers stay on the core product. |
| Innovation | Every feature built by hand | Shared roadmap | New methods arrive without a project. |
Estimates based on 2026 London and EU developer salaries and PCI-DSS audit requirements. Your figures will differ.
The command centre your merchants log into
A live view of the whole transaction lifecycle, from authorisation to settlement — under your domain and your logo.
- Live monitoring of every success and decline
- Instant refunds and direct dispute management
- Automated multi-currency settlement reporting
Real-time updates on every deposit
Transactions are monitored around the clock. Push notifications for suspicious activity, chargeback warnings and high-value settlements arrive while there is still something you can do about them.
- Customisable rules and velocity limits
- Chargeback and dispute centre
- AML and KYC logic running in real time
PCI-DSS Level 1
The highest industry standard for handling and storing transaction data.
AES-256 encryption
End-to-end protection for merchant and customer information.
Real-time risk logic
AML and KYC monitoring that detects and blocks fraudulent behaviour as it happens.
Launch your gateway
Tell us your volumes, your markets and what you are running today. We will tell you what the integration actually involves.
